Choose dealer-sellers based on their ability to supply the most effective execution of trades for accounts the place the adviser has authority to pick the broker-seller. My parents and I left the office that day feeling confident that we had made ourselves clear about transforming the portfolio into one by which preservation of the belongings – not speculation or high returns – was the priority. The advisor had expressed what seemed to be deep sympathy for my father’s mental decline, and had acted almost ministerial in responding to our grief, as if he had been on the verge of taking our fingers and reciting a prayer.
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